Estimates only
Everything on First Home Stack is an estimate based on published rules and the simplified assumptions on the Methodology page. Actual amounts depend on your circumstances, the exact fair market value, the timing of your purchase, and decisions made by government bodies, your lawyer or notary, and your lender. Rules change; the date they were last checked is shown at the top of every page, but the site may still be out of date.
Not tax, legal or financial advice
Nothing here is tax, legal, accounting, mortgage or financial advice, and nothing here is a recommendation to buy, sell, borrow, save or invest in any particular way. Speak to a qualified professional — for example a lawyer or notary, an accountant, and a licensed mortgage professional — before relying on a number.
No mortgage or lender recommendations
First Home Stack does not recommend, rank, compare or link to lenders, mortgage brokers or mortgage products, and does not accept payment to do so.
Not a brokerage; no listings or leads
This site is not a real estate brokerage, does not offer real estate services, and shows no listings, MLS® or CREA data. It does not collect enquiries to pass to agents or lenders. See About.
Affiliate disclosure
Currently no affiliate relationships. The site contains no affiliate links today. If that changes, any link that earns a commission will be labelled as such next to the link, and this section will be updated to name the program and explain how it works, before the link goes live.
Third-party sources
Rules and figures come from the Government of Canada (CRA, FCAC, Department of Finance, CMHC) and the Province of British Columbia, linked in the Rules tracker. First Home Stack is not affiliated with or endorsed by any of them.
Corrections
If you spot an error, email .